Blog

Communication is everything.

It’s at the heart of all that we do at Assurance Title. That’s why we’re excited to announce that Brian Harper has moved into a new role as our Marketing Manager.

If you’re an agent, buyer or seller working with Assurance, you’re going to get to know Brian well
because his job is to forge strong working relationships and create a memorable settlement experience.

He’ll be reaching out periodically at each stage of the settlement process to ensure that everyone involved is fully informed and educated on the process, as well as what is needed at each step along the way. Even after the settlement is over, he’ll be checking back to find out how the experience went and to identify any ways that we can serve you better.

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Happy One-Year Anniversary!

Now that you’ve lived in your house for a year, you should qualify for Maryland’s Homestead Tax Credit. This credit limits any annual tax increase to no more than 10% a year for a principle residence. As values rise, so will your taxable assessment. So lock in your base value now before you overpay on your future tax bills. To register, you must:

1) Live in the Property for a Year as Principle Residents

2) Receive Your Application by Mail or Call 410-767-2165 to Get the Access Number

3) Apply at https://sdathtc.dat.maryland.gov/

Solar panels have been showing up on the roofs and in the yards of more and more homes in recent years. So naturally, more homes with solar panels are hitting the market.

But this raises several questions — practical and financial — that must be addressed whether clients are interested in buying or selling a home with existing solar panels.

First, let’s start with some general awareness. Read more

You have auto insurance in case of an accident.
You have medical insurance for when you’re sick.
You probably even have insurance on your cellphone because what would you ever do without it?

But you’d be surprised how many people ask us, “Do I really need an owner’s title insurance policy?” Read more

Most of us think of a “Tenant” as a person who rents from a landlord and has permission to use the property. So let’s think of “Tenancy” as owning and using the property.

If it’s just you, then tenancy can be listed as simply as Sole Ownership. If it’s more than one person, a title company will ask how you want to take title? You will be given the options of Tenants In Common, Joint Tenants, or Tenants by The Entireties. Read more